Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Workers Compensation and other Personal Injury topics.
It is possible to bypass the workers' compensation insurance benefits and go straight to court to sue for damages. If you believe that your employer was negligent in a reckless way, or that they deliberately caused your accident, you can go right to a lawsuit. You can also sue your employer if they do not have workers' comp coverage. Finding out whether or not you have the grounds to file a claim in court against your employer can be tricky territory, and the laws on this subject do vary from state to state. A workers' compensation lawyer will know the details of the laws in your area and be able to further assess your case.