Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Vehicle Accidents and other Personal Injury topics.
Most insurance companies offer uninsured motorists coverage. Some companies do not offer underinsured motorist's coverage. You should purchase insurance only from a coverage that offers both types; personal injury damages may well exceed the limits of coverage available under a negligent parties' insurance.