The following states are no fault states, which means the auto insurance policies are slightly different than other states: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah and the District of Columbia. No fault insurance means that there is a system in place that requires all drivers to have auto insurance and there are limits on the amounts of money you can sue other drivers for. Under no fault policies, your own insurance company pays for part (or most) of the damages incurred (regardless of who caused the accident). There is then limited liability on the part of the person who caused the accident. Be sure to do research on your own state to see exactly how the no fault laws apply to you.
Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.
Guru Spotlight |
Candi Wingate |