Auto insurance is required in most states, which naturally makes it the most popular. There are many states that have “no-fault” laws, which require your own auto policy to provide for payment of medical bills and/or lost wages and/or household essential services resulting from auto related injuries.

Under the medical provisions of certain "no-fault" policies, an insurance company may be required to pay nursing care services provided by non-professionals such as family members and friends for seriously injured accident victims.

Following auto insurance, the most important and also most popular coverages are medical, followed by life, home, and disability insurance.

Because of our aging society, long-term care is becoming incresingly more popular. It should be noted that long-term care may be a deductible item provided to business owners and employees and spouses.

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