What is Auto Liability?
In different states, liability statutes vary. Comparative negligence is a factor in percentage rates. For example, if you are 80 percent at fault, don't expect to receive anything other than a denial letter from the other person's insurance carrier. Each state has its own jurisdicational guidelines, and its own judicial interpretation of those statutes. You do not need a lawyer to explain them to you. Your personal auto agent can explain why you can or cannot expect to collect from the other party's carrier. If you have first party collision coverage on your own policy, you may make a claim against your policy, repair your vehicle, less your deductible, and have your insurance company attempt to collect your deductible from the other carrier via your insurance carrier's subrogation department. However, it may be awhile before they are able to do so. In some instances, liability is usually accepted by the other person's carrier. For example, rear-end accidents, pedestrian hits, and hitting parked and unoccuppied vehicles are usually paid in full. Left turns, intersection accidents, multiple car accidents, or where conditions weren't clear at the time (be they weather, who was driving, if there was coverage at the time) are harder to determine, and may be harder to determine. Coverage issues with the other party are totally out of your control, so it is usually best to go through your own carrier, as the coverage issue may not be sorted out in time for your vehicle to be repaired without you meeting the burden of mitigating your own damages, which is what the other party's company expects you to do. Again, you are expected to take action in a way that any reasonable person would do to mitigate, or lessen, his or her damages, and not incur excessive expense.
Personal Injury Frequently Asked Questions
What is Birth Injury?
What is the parent's role in birth injury?
How can a doctor help after birth injury?
What is the role of health insurance in birth injury?
How do doctors cause birth injuries?
What do I do if I suspect birth injuries?
What does a birth injury lawyer do?
How do I find a birth injury lawyer?
What should I expect when meeting my birth injury lawyer?
What will happen in my birth injury case?
How do I choose a nursing home?
What should I look for in a nursing home?
What is nursing home neglect or abuse?
What should I do if I suspect nursing home abuse?
What is a doctor's role in evaluating nursing home abuse?
What is my health insurance's role in nursing home cases?
How do I find an elder abuse lawyer?
What are the different types of nursing home neglect cases?
What should I expect in my nursing home neglect case?
What should I look for in an elder abuse lawyer?
Where should I go for more nursing home abuse information?
How do elder abuse laws protect nursing home residents?
What does the term "good faith" mean in insurance?
What does "bad faith" mean in relation to insurance?
Are all claim denials in bad faith?
What should I do if I think my claim was handled in bad faith?
Where can I find a lawyer to handle my bad faith claim?
What are some different types of bad faith practices?
What are the different bad faith insurance laws in effect?
Can bad faith insurance claims be settled out of court?
How is a bad faith claim dealt with in court?
What sort of damages can be awarded in a bad faith insurance case?
What kind of bad faith insurance practices occur with car insurance?
What does it mean if a lawyer works on contingency?
What is medical malpractice?
What is the relationship between brain injuries and medical malpractice?
What are emergency room errors in regard to medical malpractice?
Can cerebral palsy be caused by medical malpractice?
How can medical malpractice cause Erb's palsy?
Can failure to diagnose cancer be seen as medical malpractice?
Are surgery mistakes considered medical malpractice?
What is a medical malpractice lawyer?
What are the differences in medical malpractice laws?
What is a statute of limitations in regards to medical malpractice?
What are limits on damages in medical malpractice cases?
Can medical malpractice cases be both civil and criminal?
How do I hire a medical malpractice lawyer?
What is personal injury law?
How do I find a personal injury lawyer?
Can I sue if a dog bites me?
How do personal injury cases work?
How do I retain a personal injury lawyer?
How long do I have to file a personal injury claim?
What are some different types of personal injuries?
What role do doctors play in personal injury cases?
What first steps should I take in my personal injury case?
How do I file a personal injury claim against a government entity?
What is defamation in regards to a personal injury lawsuit?
Can I recover money for my personal injury claim?
Are car accident cases considered personal injury cases?
What is no fault auto insurance?
What should I do if I am involved in an auto accident?
What kind of evidence should I gather from my auto accident?
Are boating accidents considered personal injury accidents?
How are motorcycle accidents different than auto accidents?
What should I do in the case of a train accident?
Is there a difference in auto accidents involving large trucks?
How do I start filing an auto insurance claim?
How do I find an auto accident lawyer?
How should I handle my auto insurance company once I've hired a lawyer?
Can I sue a car company for a car defect?
What are some damages I should keep track of after my car accident?
What is Workers' Compensation?
What is covered under workers' compensation?
What doctors are usually covered under workers' compensation?
How do I start filing a workers' compensation claim?
What are some injuries and jobs that are not covered by workers' compensation?
Can I bring a lawsuit against my employer for injuries on the job?
How do I persue a case outside of workers' compensation?
Can my workers' compensation claim be denied due to a preexisting condition?
Does workers' compensation cover long term problems?
What are some issues regarding construction accidents and workers' compensation?
Can I be covered by workers' compensation if I am not at work?
What happens to workers' compensation if I become permanently disabled?
What is the difference between workers' compensation and FELA?
What is a wrongful death claim?
What are the requirements for bringing a wrongful death lawsuit?
What kind of damages can be awarded in wrongful death claims?
How are the amount of damages determined in a wrongful death lawsuit?
What is the statute of limitations on wrongful death cases?
What happens when it is a child involved in a wrongful death lawsuit?
What happens when it is an elderly person involved in a wrongful death lawsuit?
Who can be sued for wrongful death?
Can I still bring a wrongful death lawsuit to court after a criminal trial?
How can I determine whether I have a case for wrongful death?
How can I find a wrongful death lawyer?
Can I choose mediation to solve my wrongful death case?
How does one start a wrongful death claim against an institution?
Should I report an accident?
When Should I seek Medical Treatment?
Will a Lawyer Help Me With My Claim?
I have an injury, but, it is not bad. Will an insurance company pay big money if I complain?
I may have lost my ring, but, I want to report it to my personal carrier for reimbursement. Would this be a False Claim?
What is Auto Liability?
What if the Other Driver Doesn't Have Insurance?
Why does it take so long for my Personal Injury Claim to be Settled?
When can I expect my medical bills to be paid?
What about those ads on T.V.?