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Vehicle accidents are not just limited to the road. You can also get into an accident on the water, in a boat or other small watercraft. This can be a difficult situation, as there are different laws that govern waterways. There are often no speed limits on the water, and there is no requirement of a specific boating license in most states. This can lead to inexperienced boaters going very fast and causing accidents. If you feel that someone was behaving negligently or unsafely and caused an accident on the water, you should see a boat accident lawyer for advice on the subject. There may be different insurance laws that cover this type of accident as well as different liabilities.