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Can I be covered by workers' compensation if I am not at work?

Workers' Compensation Coverage Off the Job

In some instances, you may be covered by workers' compensation insurance even if you are not at your work site. If you are injured while traveling to work, or running errands for your job, you may also be eligible for workers' comp. The general rule of thumb is that you are covered by workers' comp if you are doing something for your work or because of your job. Some states will also pay workers' comp benefits if you are injured on a company outing, such as a picnic, or if you are traveling for your company and injured while on a trip.

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